Eddie Arruda

Eddie brings more than 20 years of real‑world mortgage and financial services experience to the home‑financing process. Having worked across nearly every part of the lending cycle—from loan origination to mortgage servicing—he understands exactly what it takes to move a loan from application to closing smoothly, accurately, and with clear communication at every step. His background in high‑volume operations has shaped a work ethic built on preparation, accountability, and doing things right the first time. Eddie has overseen complex pipelines, navigated compliance‑heavy environments, and supported borrowers through some of the most challenging financial situations. That hands‑on experience gives him a unique ability to anticipate issues early, simplify the process for clients, and create a stress‑free path to homeownership.

Outside of work, Eddie enjoys life in St. Augustine—the coastal views, the friendly community, and the sense of connection that makes the area feel like home. He’s passionate about personal growth and loves helping people reach their goals, both in and out of the mortgage process. Fluent in Brazilian Portuguese, Eddie is proud to support Portuguese‑speaking families with clear, comfortable guidance from start to finish. Making sure every client feels understood and supported is at the heart of how he serves. Curious, service‑minded, and people‑focused, Eddie is happiest when he’s helping others achieve meaningful milestones—especially the dream of homeownership.