FREE PRE-APPROVAL
Get Pre-Approved in Minutes
Find out how much home you can afford. No credit score impact. No commitment.
Start Your Pre-Approval
Takes about 2 minutes — no documents needed upfront.
HOW IT WORKS
Answer a Few Questions
Basic info about you and the home you want. Takes about 2 minutes.
We Review & Match
Our team matches you with the best loan options from 100+ lenders.
Get Your Pre-Approval
Receive your letter and start shopping with confidence.
WHY NEXT WAVE
Your Pre-Approval, Your Way
Pre-Approval FAQ
Does getting pre-approved affect my credit score?
A pre-approval typically involves a soft credit pull, which does not impact your credit score. If you move forward with a full application, a hard inquiry may be required.
How long does pre-approval take?
Most pre-approvals are completed within 24 hours. The online form takes about 2 minutes, and our team handles the rest.
What documents do I need?
For the initial pre-approval, you just need basic info — income, employment, and the type of home you’re looking for. No documents needed upfront.
How long is a pre-approval valid?
Pre-approval letters are typically valid for 60–90 days. If yours expires before you find a home, we can easily renew it.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.